Annually, thousands of people in the United States perish in car accidents and many more are injured. If you survive the ordeal, do you know how to act later? Knowing what to do is essential because this can minimize injuries, keep costs down and hasten the repair process.

Start by being prepared. Have an emergency kit hidden in your glove compartment. Make it a point to carry a mobile phone, pen and paper to take notes, a flashlight, a disposable camera to take pics of the vehicles, and a card with information about your allergies or conditions that require special attention. Likewise keep a list of contact numbers of law enforcement agencies if you need to call them. Other essential items that you can put in the trunk are a set of cones, warning triangles or emergency flares.

If you had a minor accident and emerged with no serious injuries, take your vehicle to the side of the road and keep it away from other vehicles. Abandoning your car in the middle of the road can cause more accidents and injuries. If you cant drive your car, remain inside the vehicle with seatbelts on until help arrives. Keep hazard lights on and use cones, flares or warning triangles to get the attention of other vehicles.

Exchange information with the other driver. Get their name, address, phone number, insurance company, policy number, driver license number and license plate number. If the driver’s name differs from the name of the insured, establish what the relationship is and note the name and address of every person.

Get details of every vehicle involved in the accident – the year, make, model and color – including the exact spot of the accident. Remain polite and remain as calm as you possibly can. Having a clear head will allow you to make decisions that can reduce unnecessary burdens in the future.

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